Saturday 6 October 2012

Travel Insurance in Nigeria


Travel insurance, as all know it is a significant part of every foreign tour. You must never plan for an abroad tour without a cover of insurance. Such plans will protect you against a range of mishaps that you might come across during your international travel. Be it a travel to European countries or US cities, covering your tour against the unexpected or the uncertain is must. If you are planning a vacation in Nigeria, it is advisable that you pick a proper policy that would provide you full coverage against the risks that might crop up during your trip. It is considered that Travel insurance in Nigeria is safe and secure along with being competitively priced in comparison with other country policies. There is also the presence of international companies that enjoy a considerable share in the insurance industry of the country.

Benefits of Travel Insurance in Nigeria



# As per the general tend, most of the companies in the country offer coverage to the most common problems that one might has to face during his trip to the country. Here is a look at the coverage that is offered by most of the insurance companies in Nigeria. 24-hour Emergency Service
# Access to medical consultants
# Professional Reimbursement service
# Free cover of children under the age of two
# Easy and direct payment of all hospital bills
# Flexible and free choice of doctors and hospitals
# Transportation from your destination to a hospital
# Coverage against militant activities are also offered
# Coverage also include lost, late or damaged luggage service
# Full coverage guaranteed with no deductibles and compromises
# No limitations for risky sports or occupations, e.g. River rafting, and trekking
# Assistance for worldwide coverage schemes including travel like, leisure, study or business

Types of Nigeria Travel insurance

With the growing needs and tour requirements of each traveler, the insurance companies in the country have come up with a range of schemes and policies. Such policies generally, seek to provide best coverage depending on the requirement of the traveler. Here is a look at the most common plans that are offered for travel insurance in Nigeria -

Single Trip Travel Insurance in Nigeria

This scheme provides a perfect cover for a short break or a single holiday that generally, comes within 3 to 365 days of travel plan. Along with this, it also includes coverage against 40 adventure activities. Usually, such policies cover emergencies like, medical expenses, loss or damage to your belongings, personal liability cover, reimbursement for travel delays, support with legal costs and many other alternatives.

Annual Travel Insurance in Nigeria

As the name suggests it, such schemes are designed to provide coverage to a frequent traveler to the country. It is always advisable fort such travelers to pick annual trip coverage policy. These schemes offer both convenience and value for money. Additional benefits of coverage against winters sports and adventure sports are also included. Generally, you are liable of coverage against emergencies like, medical assistance, personal liability, travel delay, loss of personal belongings, legal costs, etc.

Backpacker Travel Insurance in Nigeria

In general, these policies are specifically designed for people aged over 36 and planning to visit the country. Such plans also provide extended trip cover and generally, the span of travel has to be between 31 days to 18 months. Coverage of medical emergencies, personal belongings, and repayment of student loan, personal accident, personal liability, legal costs are included. Provisions of excess waiver for small additional premiums are also there.

Travel insurance in Nigeria providing coverage against the unexpected and uncertain thrives to offer you the peace of mind. We are flights hotels tours aim to provide comprehensive Travel information for many such Destinations

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